Business financing that keeps momentum moving

Working capital, merchant cash advances, business loans, equipment, acquisitions and commercial property for Canadian business owners. Pick the application that matches what the business needs and send it once. We take it to the lenders in our network who fund that kind of request, and you follow the file and its options in one secure portal.

01 · Equipment

Equipment finance

Who it is for
Businesses buying machinery, trucks, shop or medical equipment, new or used, from a dealer or a private sale.
What is returned
Finance and lease structures written over the years the equipment will be in service, and sale-leaseback on equipment already paid for.
What is required
The vendor quote or a description of the equipment, and three months of business bank statements.

5 steps · about 3 minutes

Apply on equipment
02 · Operating

Working capital

Who it is for
Owners funding cash flow, inventory, payroll, supplier payments, marketing or a growth opportunity.
What is returned
Working capital loans, merchant cash advances and business loans, set out together so the cost of each is visible.
What is required
The business, its monthly revenue, and what the funds are for.

One online application

Apply for working capital
03 · Buy side

Buying a business

Who it is for
Buyers who have agreed terms on a company, and buyers still working through one before they make an offer.
What is returned
Acquisition financing sized against the purchase price and the cash flow of the business being bought.
What is required
The price, what the buyer is putting in, and the business itself. No corporation or business number is needed yet.

5 steps · about 3 minutes

Begin a buyer application
04 · Sell side

Selling a business

Who it is for
Owners preparing to sell, and the advisors putting a listing together before it goes to market.
What is returned
A lender prequalification on the business, so a buyer knows what the deal can be financed for before they ask.
What is required
The owner package: returns, financial statements and the debt schedule. No personal identifiers are collected.

5 steps · about 2 minutes

Prequalify a listing
05 · Property

Commercial property

Who it is for
Companies buying the building they work out of, and owners refinancing a commercial property they already hold.
What is returned
Commercial mortgages sized against the property and the business that occupies it.
What is required
The property, the price or the balance outstanding, and the business that will occupy it.

5 steps · about 4 minutes

Apply on a property

Already applied? Log in to the portal to see where the file is, add a document or read the offers as they come back.

One file, and one place to follow it

All five applications run on the same system. You submit once, the documents sit in one repository, and every offer comes back to the same portal. Come back for a second piece of financing and the file picks up from the business you already entered.

  1. 01

    Apply online

    Share the business details through the secure application that fits the request.

  2. 02

    Review

    We review the funding objective and place the file with the lenders in our network who fund that type of deal.

  3. 03

    Compare

    Offers come back to the portal with rate, term and payment set out side by side.

  4. 04

    Move forward

    You choose the option. Timelines and terms depend on lender review and the documents provided.

A business owner reviewing financing options on a tablet

Start with the application that fits what you need

Each application takes a few minutes, and everything you send stays in one file you can return to.

Questions before you apply?

Call or email and we will help you work out which application fits.