01 · Equipment
Equipment finance
- Who it is for
- Businesses buying machinery, trucks, shop or medical equipment, new or used, from a dealer or a private sale.
- What is returned
- Finance and lease structures written over the years the equipment will be in service, and sale-leaseback on equipment already paid for.
- What is required
- The vendor quote or a description of the equipment, and three months of business bank statements.
5 steps · about 3 minutes
Apply on equipment
02 · Operating
Working capital
- Who it is for
- Owners funding cash flow, inventory, payroll, supplier payments, marketing or a growth opportunity.
- What is returned
- Working capital loans, merchant cash advances and business loans, set out together so the cost of each is visible.
- What is required
- The business, its monthly revenue, and what the funds are for.
One online application
Apply for working capital
03 · Buy side
Buying a business
- Who it is for
- Buyers who have agreed terms on a company, and buyers still working through one before they make an offer.
- What is returned
- Acquisition financing sized against the purchase price and the cash flow of the business being bought.
- What is required
- The price, what the buyer is putting in, and the business itself. No corporation or business number is needed yet.
5 steps · about 3 minutes
Begin a buyer application
04 · Sell side
Selling a business
- Who it is for
- Owners preparing to sell, and the advisors putting a listing together before it goes to market.
- What is returned
- A lender prequalification on the business, so a buyer knows what the deal can be financed for before they ask.
- What is required
- The owner package: returns, financial statements and the debt schedule. No personal identifiers are collected.
5 steps · about 2 minutes
Prequalify a listing
05 · Property
Commercial property
- Who it is for
- Companies buying the building they work out of, and owners refinancing a commercial property they already hold.
- What is returned
- Commercial mortgages sized against the property and the business that occupies it.
- What is required
- The property, the price or the balance outstanding, and the business that will occupy it.
5 steps · about 4 minutes
Apply on a property